“Leasing” passport
| Purpose of leasing | · Purchase of machinery and equipment;
· Purchase of vehicles; · Purchase of production lines; · Leasing of livestock; |
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| Age of the Borrower | · Minimum: 20 years old;
· Maximum: 65 years*
* In case of exceeding the age limit, you must additionally provide a guarantee from a third party. |
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| Requirements to the Borrower | · Individuals and legal entities operating on the territory of the Kyrgyz Republic;
· Work experience at least 6 months · Availability of own contribution in the amount of at least 10% of the value of the leased asset. · Stable current financial condition and availability of stable sources of repayment; · A positive credit history; · Providing correct and complete financial information |
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| Leasing currency | National currency; | |
| Foreign currency; | ||
| Guarantee period: | No more than 48 months. | |
| Guarantee amount: | No more than 10,000,000 KGS. | |
| Share of guarantee: | No more than 20% of the loan amount. | |
| Guarantee commission: | ||
| Rate: | Sector: | |
| 2% percent* | · Agriculture;
· Processing of agricultural products; · Tourism; · Manufacturing industry. |
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| 2,5% percent* | · Other sectors | |
| *The guarantee commission is charged once for the guarantee amount when issuing a loan. | ||
| Leasing repayment schedule | · Annuity
· Individual schedule (minimum requirement: repayment of the principal amount at least 2 times a year) |
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| Grace period: | By interest – up to 3 months; | |
| For the main debt – up to 6 months. | ||