Passport “Leasing”

Leasing” passport

 

Purpose of leasing ·         Purchase of machinery and equipment;

 

·         Purchase of vehicles;

·         Purchase of production lines;

·         Leasing of livestock;

 
Age of the Borrower ·         Minimum: 20 years old;

 

·         Maximum: 65 years*

 

* In case of exceeding the age limit, you must additionally provide a guarantee from a third party.

 
Requirements to the Borrower ·         Individuals and legal entities operating on the territory of the Kyrgyz Republic;

 

·         Work experience at least 6 months

·         Availability of own contribution in the amount of at least 10% of the value of the leased asset.

·         Stable current financial condition and availability of stable sources of repayment;

·         A positive credit history;

·         Providing correct and complete financial information

 
Leasing currency National currency;  
Foreign currency;  
Guarantee period: No more than 48 months.  
Guarantee amount: No more than 10,000,000 KGS.  
Share of guarantee: No more than 20% of the loan amount.  
Guarantee commission:  
Rate: Sector:  
2% percent* ·         Agriculture;

 

·         Processing of agricultural products;

·         Tourism;

·         Manufacturing industry.

 
2,5% percent* ·         Other sectors  
*The guarantee commission is charged once for the guarantee amount when issuing a loan.  
Leasing repayment schedule ·         Annuity

 

·         Individual schedule

(minimum requirement: repayment of the principal amount at least 2 times a year)

 
 
Grace period: By interest – up to 3 months;  
For the main debt – up to 6 months.