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  • Leasingpassport

     

    Purpose of leasing ·         Purchase of machinery and equipment;

    ·         Purchase of vehicles;

    ·         Purchase of production lines;

    ·         Leasing of livestock;

     
    Age of the Borrower ·         Minimum: 20 years old;

    ·         Maximum: 65 years*

     

    * In case of exceeding the age limit, you must additionally provide a guarantee from a third party.

     
    Requirements to the Borrower ·         Individuals and legal entities operating on the territory of the Kyrgyz Republic;

    ·         Work experience at least 6 months

    ·         Availability of own contribution in the amount of at least 10% of the value of the leased asset.

    ·         Stable current financial condition and availability of stable sources of repayment;

    ·         A positive credit history;

    ·         Providing correct and complete financial information

     
    Leasing currency National currency;  
    Foreign currency;  
    Guarantee period: No more than 48 months.  
    Guarantee amount: No more than 10,000,000 KGS.  
    Share of guarantee: No more than 20% of the loan amount.  
    Guarantee commission:  
    Rate: Sector:  
    2% percent* ·         Agriculture;

    ·         Processing of agricultural products;

    ·         Tourism;

    ·         Manufacturing industry.

     
    2,5% percent* ·         Other sectors  
    *The guarantee commission is charged once for the guarantee amount when issuing a loan.
    Leasing repayment schedule ·         Annuity

    ·         Individual schedule

    (minimum requirement: repayment of the principal amount at least 2 times a year)

    Grace period: By interest – up to 3 months;  
    For the main debt – up to 6 months.