About cooperation

ABOUT COOPERATION

OJSC “Guarantee Fund” is actively cooperating with commercial banks of the KR to support development of small and medium-sized enterprises on the whole territory of the country by providing guarantees, developing the institution of guarantees and establishing the following requirements for potential partners:
• availability of the formed loan portfolio provided to small and medium-sized enterprises on the filing date of the application
• availability of specialized technologies/programs of work with small and medium-sized enterprises
• availability of loan strategy(program) established by the Bank (written document) for small and medium-sized enterprises or separate section on loan issue for small and medium-sized enterprises
• availability of the approved methodology for assessing the financial condition of the Borrower including the methodology for express analysis of loan applications of small and medium-sized enterprises
• Individuals to whom the Fund’s guarantees will be directed are not insiders or an affiliated person of the Bank;
• the level of overdue debt on loan portfolio should not exceed 10%;
• The Bank’s consent to conclude Cooperation agreement with the Fund
• The Bank’s Management’s interest in participation in SMEs joint support program.

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