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    Guarantees for entrepreneurship.

    OJSC “Guarantee Fund” develops and implements guarantee products for small, medium and large enterprises. To date, 4 types of guarantee products have been introduced to the credit market, aimed at replenishing working capital, strengthening the material and technical base, upgrading fixed assets, and also to stimulate SMEs in expanding financial instruments and using bank guarantees and letters of credit in both local and international operations: Horizon, Leasing, Corporate, Guarantee Plus.

    Today we introduce you to the recently accepted guarantee product Guarantee Plus. It is designed to encourage SMEs to expand financial instruments and use bank guarantees and letters of credit in both local and international operations. It can be used by legal entities, private and individual entrepreneurs.

    Within the framework of the Guarantee Plus, SMEs can have guarantees in the amount of up to 50% of the loan amount. At the same time, the maximum available guarantee amount is KGS 10 million. The guarantee period is 12 months. The Guarantee Plus feature is the diversified cost of the guarantee commission, calculated on a quarterly basis.

    The cost of the guarantee commission per quarter is 0.5% for priority sectors and 0.7% for the rest sectors of the economy.