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  • SME support.

    With our guarantees entrepreneurs actively used loan resources of commercial banks for project implementation and further business development.

     From November 2016 and as of May 27, 2019, Guarantee Fund approved 836 guarantees in the amount of KGS 1.025 billion. The amount of guaranteed loans approved by partner banks reached KGS 3.541 billion.

    From the beginning of 2019, 180 guarantees were approved in the amount of KGS 270 million. The guaranteed loans amounted to KGS 789.3 million.

    Guarantee issue is performed in partnership with 11 commercial banks having in total more than 230 branches, and the RKDF. Despite the fact that among the partners of Guarantee Fund there are less than half of the capital banks, their share in the banking system is significant.

    So, as of April 1 of this year, the assets of the partner banks accounted for 69.5% of the assets of the banking system, capital – 65.1%, loan portfolio – 68.5%, profit – 102.9%, number of branches – 72.4% of the total branches of the banking system.

    In the Year of Regional Development, extensive outreach work is conducted both among local entrepreneurs and among employees of the branches of the partner banks. As a result, guarantees are issued in the most remote corners of the country.

    At present, Guarantee Fund has disbursed 61 percent of the loan from the RKDF (KGS 100 million) received last fall. 39 projects amounted to KGS 60.6 million received the guarantee support. The peculiarity of the RKDF loan is that it is targeted and is intended for the guarantee support to regional entrepreneurs.