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(0312) 66-49-60, (0312) 62-53-79 office@gf.kg
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  • PASSPORT OF THE GUARANTEE PRODUCT “CORPORATE”

     

    Requirements to the Client:
    Target audience: Legal entities
     Income: Availability of confirmed income from entrepreneurial activities to ensure loan servicing.
    Work experience:  At least 18 months
    Selection criteria: · Provision of correct and complete financial information about the company and the group of related parties;

    · Transparency of financial statements;

    · Providing a sound business plan;

    · Having a positive credit history;

    · Stable current financial condition and availability of stable sources for loan repayment;

    · Absence of debts to tax authorities and social insurance authorities, a court order of execution regarding payments to creditors or the presence of a written consent of the creditor to postpone the claim for the period of the guarantee;

    executive judicial sheet regarding payments to creditors or the availability of the written consent of the creditor to defer the claim for the period of the guarantee;

    · Provision of liquid security for the fulfillment of obligations (collateral, etc.) by a potential Client;

    Guarantee terms:
    Loan product type: · Term loan;

    · Credit line with a period of availability not exceeding 12 months;

    · Credit substitutes;

    Loan amount: from 25,000,000 KGS or equivalent in foreign currency;
    Guarantee amount: no more than 20,000,000 KGS; From 20,000,001 KGS to 30,000,000 KGS
    Share of guarantee: no more than 40% (Forty) percent of the loan amount; no more than 30% (Thirty) percent of the loan amount;
    Guarantee period:  not more than 48 (Forty eight) months
    Guarantee commission:
    Rate: Sector:
    2% percent* ·         Agriculture

    ·         Processing of agricultural products

    ·         Manufacturing industry

    ·         Tourism

    2,5% percent* ·         Other sectors except trade
    2,8% percent* ·         Trade
    *The commission is charged once for the guarantee amount when issuing a loan.