The statistics of the National Bank of the Kyrgyz Republic publish information on the main indicators of the banking sector of the Kyrgyzstan as of March 31, 2020.
The statistics provides data on capital adequacy, liquidity, asset quality, profitability, loans and deposits, foreign currency position, and dollarization.
As for profitability, by the end of March for the month, the net interest margin slightly decreased from 6.9 to 6.8%.
The volume of classified loans increased from 11.6 billion KGS to 12.7 billion KGS.
|Key indicators of the banking sector (percent, unless otherwise indicated)||31.01.2020||28.02.2020||31.03.2020|
|Net Total Capital / Risk Weighted Assets||22,7||22,7||25,1|
|Tier 1 Net Capital / Risk Weighted Assets||21,2||21,0||23,1|
|Correspondent account with the NBKR / Deposits of legal entities and individuals||14,0||11,6||14,4|
|Excess of obligatory reserve requirements / Correspondent account in the NBKR||4,5||10,5||2,3|
|Classified loans (to customers, million KGS)||11 788||11 654||12 761|
|Classified loans (to customers) / Total loans (to customers)||8,1||8,1||8,3|
|Special loan loss provision for loans / Total loans||4,7||4,5||4,8|
|Special loan loss provision for loans / Classified loans||57,3||56,3||58,1|
|Classified loans / Total assets||4,7||4,6||4,8|
|Return on Assets (ROА)||1,1||1,3||1,3|
|Return on Equity (ROE)||7,1||8,3||8,4|
|Net interest margin||7,8||7,8||7,6|
|Service revenue and fee/ commission income||8,0||8,3||5,9|
|Loans and deposits|
|Loans (to customers) / customer deposits||100,2||100,9||101,5|
|Loans (to customers) / assets||57,6||57,6||58,0|
|Currency position and dollarization|
|Currency position (million KGS)||1 069||1 400||1 101|
|Loans (to customers) / Deposits (in foreign currency)||90,3||90,8||87,4|
|Share of deposits in foreign currency from the deposit base*||39,4||39,1||43,5|
|Share of loans (to customers) in foreign currency from the loan portfolio (to customers)**||35,5||35,1||37,4|
* Do not include deposits of banks, other PKU and deposits of the government of the Kyrgyz Republic.
Loans are indicated with discount.